Using Contactless ATMs: Step-by-Step Guide for Beginners

Contactless ATMs have revolutionized the way we conduct banking transactions. If you’re new to this technology and want to learn how to use contactless ATMs with confidence, you’ve come to the right place. In this step-by-step guide, we’ll walk you through the process of using contactless ATMs, making your banking experience both convenient and hassle-free.


Step 1: Locate a Contactless ATM

The first step is to find a contactless ATM near you. You can use your bank’s mobile app, website, or ATM locator tools to identify the nearest contactless ATM location. Look for the contactless symbol on the ATM.

Step 2: Prepare Your Contactless ATM Card or Device


Before you approach the contactless ATM, ensure that you have your contactless ATM card or smartphone with NFC capabilities ready. You should also have any necessary credentials or PIN codes handy.

Step 3: Approach the ATM

Walk up to the contactless ATM and stand within a reasonable distance of the contactless reader. There’s no need to physically insert your card into a slot.

Step 4: Initiate the Transaction


Hold your contactless ATM card or smartphone near the contactless reader on the ATM. The reader will detect your card or device and initiate the transaction.

Step 5: Follow the On-Screen Instructions

The ATM will display on-screen instructions to guide you through the transaction. Follow the prompts to select your desired banking activity, such as withdrawing cash, making a deposit, or checking your balance.

Step 6: Authentication


If required, the ATM may prompt you to enter your PIN for added security. Enter your PIN using the keypad provided on the ATM.

Step 7: Complete the Transaction

Once your transaction is confirmed, the ATM will dispense cash (if you made a withdrawal) or provide a transaction receipt. Be sure to take any cash and receipts with you.

Step 8: Safeguard Your Information


Always remember to keep your contactless ATM card or smartphone secure and protect your PIN. If you received a receipt, consider storing it securely or disposing of it properly to protect your financial information.

Step 9: Leave the Area

Once your transaction is complete, leave the area around the ATM to ensure the privacy and security of the next user.

Step 10: Monitor Your Account


Regularly review your account statements and transaction history to verify the accuracy of your contactless ATM transactions and to monitor your account for any unauthorized activity.

Related: Contactless ATM Cards: Everything You Need to Know

Congratulations! You’ve successfully used a contactless ATM. With this step-by-step guide, you can confidently perform your banking transactions using this modern and secure technology. Contactless ATMs offer convenience, speed, and enhanced security, making them an excellent choice for your everyday banking needs.

The Ultimate Contactless ATM Locator: Say goodbye to long lines and crowded locations. Use our Contactless ATM finder to easily locate the most convenient touchless ATM options.